Teams

Mr. Suveen.P.S , CEO is a B.Tech graduate in Applied Electronics and Instrumentation engineering and Masters in Embedded System .

He has also done the Executive development programme in operation management from IIM-Raipur. He is having more than 6 years overall experience in the field of operation. Earlier he was associated with the Manappuram Finance limited.

Mr. Robin Karuvely is a qualified Chartered Accountant with more than 13 years of professional experience in Finance & Accounts, Audit and Taxation. He has completed Master’s in Commerce from University of Madras and ICWAI inter. Earlier assignment covers NBFC, Manufacturing and construction companies. From 2010 December to 2013, was associated with Manappuram Finance & Group of Companies.

Ms. Sreedivya S. is Fellow member of the Institute of Company Secretaries of India with a master's degree in business administration in Finance. Her experience in Secretarial & Compliance functions span over 25 years now. Her last assignment was with M/s. Manappuram Finance Limited, as its Assistant Company Secretary. Prior to it, she worked as the Company Secretary of M/s. Manappuram Finance Tamilnadu Limited. She is associated with the Manappuram since November 2005 and joined in our company on 14th March 2014. She is also the presiding officer of the company under the POSH Act

She had also done the Professional Certification Programme in FinTech from IIT Delhi, Corporate Governance programme from IICA ,Anti Money Laundering programme from BSE Institute, Mumbai and Executive Development Programme in strategic Management from IIM Kashipur

Mr. Rakesh Sharma serves as Co-CEO of Manappuram Home Finance Limited. He brings over 23 years of experience, predominantly in the BFSI sector, with a strong focus on home loans and loans against property. In his most recent role, he served as MD & CEO of Cent Bank Home Finance (AUM of approximately INR 1,800 crores, with an employee base of over 300). Reporting to the Board of Cent Bank, his mandate was to revamp the organization and drive growth towards an AUM of INR 10,000 crores over the next four years.

Previously, he worked with Adani Housing Finance Private Limited as CEO, where he was the first employee of the organization who successfully built the affordable housing finance business from scratch in 2017, achieving an AUM of INR 1,500 crores with a team of 500 professionals. He was also a core team member at AAVAS Financiers, where he launched the affordable home loan business in Maharashtra and scaled operations to an AUM of INR 600 crores across the West and Central regions. His career also includes a stint with IIFL as State Head for Rajasthan, one year in that role, and 3.5 years in the life insurance sector managing the agency business for South Rajasthan. He earlier worked with Citi Financials as District Manager and began his career with ICICI Home Finance in 2002.

Mr. Rakesh Sharma holds a degree in Commerce from Maharishi University, Ajmer, and a Post-Graduation in Business Management and IT from Balaji Institute of Modern Management, Pune.

He brings with him deep domain expertise in affordable housing finance and organizational scale-up. He has demonstrated the ability to build businesses from the ground up, with strong operating rigor and hands-on leadership. He is known for his integrity, positive communication style, strong risk management orientation, and ability to quickly build high-performing teams. His market connects, people management skills, and tenacity further strengthen his leadership profile.

DIN: 00044512

Mr. V.P. Nandakumar is a post-graduate in Sci ence with additional qualifications in Banking and Foreign Trade. He started his career with the erstwhile Nedungadi Bank. In 1986, he resigned to take over the family business, following the demise of his father, V.C. Padmanabhan. In 1992, he promoted Manappuram Finance Limited and has been a Director of the Company since then. He is a managing committee member of leading trade and industry associations such as Associated Chambers of Commerce (ASSOCHAM) and Federation of Indian Chambers of Commerce (FICCI). He is also a former Chairman of the Kerala State Council of the CII. He has been associated with our Company since March, 2014

DIN: 03518633

Ms. Pratima Ram is an experienced banker with three decades in Corporate, International, Investment & Retail Banking. She has worked in India, USA and South Africa. Pratima held the position of Country Head & Chief General Manager of the United States Operations of State Bank of India, in New York, and prior to this she was the CEO of the South African operations of the Bank based at Johannesburg. At SBI Capital Markets, she assisted companies in raising funds through capital market instruments and led the Corporate Advisory, M&A, & Project Appraisal business. She also led the training initiatives of SBI as head of the SBI Academy. On leaving the public sector, she joined private sector in the infrastructure and Oil & Gas space as Group President Finance at Punj Lloyd Group having diversified operations then in more than 15 countries and thereafter held the position of CEO and Whole Time Director of India Infoline Finance Ltd. Currently she is holding directorship in various companies as independent director. Pratima graduated from University of Virginia, USA and Bangalore Uni versity

DIN: 08708450

Rajesh is a seasoned financial services executive with over 32 years of experience driving transformative growth, innovation and operational excellence across India’s leading banking and credit bureau institutions.

Most recently, Rajesh served as Managing Director & CEO of Transunion CIBIL Ltd. He was responsible for strategizing and steering their business to support India’s financial ecosystem in navigating sustainable credit growth while managing risk. He led the organization through a period of growth, during which Transunion CIBIL advanced its digital capabilities, strengthened governance and built a scalable IT and risk architecture to meet future demands.

Before joining Transunion CIBIL in 2020, Rajesh served as the Group Head for Retail Credit and Risk at HDFC Bank, where he was a key member of the leadership team. He was responsible for conceptualizing, managing and expanding the bank’s retail credit portfolio—including personal, commercial, vehicle, agriculture, and microfinance loans—alongside overseeing the payments business. Over two decades, his expertise in credit risk management and strategic leadership enabled HDFC Bank to maintain market leading asset quality and credit/fraud loss metrics, while driving sustained double-digit CAGR through resilient risk strategies, embedded analytics in credit decisioning and scaling teams to over 16,000 professionals.

DIN: 05122430

Vijayaraghavan Balaji is a seasoned leader with over three decades of experience across banking, insurance, telecommunications and manufacturing, with a career spanning Finance and Accounting, Customer Service, Operations and Information Technology.

His experience combines financial management, business operations and the application of technology to deliver scalable solutions. Over the years, he has played a role in driving digital adoption, building long-term technology roadmaps, and preparing organizations for large-scale transformation.

Balaji comes across as a sharp, business-oriented technology leader with a strong learning mindset. He has been focussed not only on how technology can be leveraged to deliver outcomes in an efficient manner but to strategically transform all aspects of a Bank right from product innovation, go to market, customer experience, risk management etc. He is not a core technologist but brings a high level of tech savviness through his depth and breadth of experience as the CTO of ICICI bank. Balaji has made a successful transition from Operations and Services to Technology, demonstrating a strong combination of domain expertise and technical acumen.

DIN: 11061803

Ms. Radhika has over 12 years of experience across private equity and consulting. She joined Bain Capital Advisors (India) Private Limited in 2015, where she is currently designated as a principal, focusing on investments in the financial services and consumer verticals.

Prior to joining Bain Capital Advisors (India) Private Limited, Radhika was a business analyst at McKinsey & Co where she worked on several engagements in financial services, health care, and industrials. Prior to this work, she worked as a senior executive at Wockhardt Ltd.

Ms. Radhika has received a Bachelor of Commerce from Podar College of Commerce and Economics and is a Chartered Accountant from the Institute of Chartered Accountants of India.